Disability

Disability

What qualifies as “disability”?

Disability means that you are unable to work due to a non-work related illness or injury.

What’s the difference between short term and long term disability?

Short term disability is the first 180 days of a disability. Long term disability extends beyond 180 days.

Can I take short term disability if I’m having a baby?

Unum will generally approve six (6) weeks of leave from the date of delivery. You will have 31 days from the birth or adoption date to add your child to your insurance.

How do I start the process?

The first thing you should do is notify your supervisor and Leave Coordinator. Then, call the Unum Leave Management Center (preferable 30 days prior to leave) at 1.866.762.8702.

Can I use other PTO while on short term disability?

If you’re out on short term disability and awaiting extension approval you may not bridge pay by using vacation, personal, sick time, etc.

What happens to my benefits while I’m on leave?

During your paid leave all deductions and benefits remain the same as when you were actively working. During your unpaid leave you’ll receive an invoice advising you how much you owe for benefits.

Who should I keep in contact with while I’m on leave?

While out on leave, keep in touch with your supervisor and Leave Coordinator. On the day you return to work, you must either hand deliver or fax a note from your doctor to your supervisor and your Leave Coordinator. If you are returning with restrictions, you must indicate that as well as the duration of the restrictions. Without a note, you won’t be able to remain at your job site that day.

See our short term disability policy and file a claim for short term disability here.

See our long term disability policy here. If your long-term disability benefit election requires Evidence of Insurability, follow these instructions.