Long-term Disability

Long-Term Disability (LTD)

• Benefit is automatic and company-paid; no need to enroll
• Coverage begins after you have been disabled for 180 days
• Pays 50% of your salary, up to a maximum of $20,833 per month

LTD Buy-Up

• Benefit is optional and employee-paid; you must enroll on the Mercer Marketplace website.
• You may choose to purchase an additional 10% of LTD insurance to receive a total of 60% of your salary, up to a maximum of $25,000 per month.