Long-Term Disability

Long-Term Disability

Long-Term Disability (LTD)

  • Benefit is automatic and company-paid; no need to enroll
  • Coverage begins after you have been disabled for 180 days
  • Pays 50% of your salary, up to a maximum of $20,833 per month

LTD Buy-Up

  • Benefit is optional and employee-paid; you must enroll on the Pearson Benefits Marketplace website.
  • You may choose to purchase an additional 10% of LTD insurance to receive a total of 60% of your salary, up to a maximum of $25,000 per month.