Long-term Disability
Long-Term Disability (LTD)
- Benefit is automatic and company-paid; no need to enroll
- Coverage begins after you have been disabled for 180 days
- Pays 50% of your salary, up to a maximum of $20,833 per month
LTD Buy-Up
- Benefit is optional and employee-paid; you must enroll on the Mercer Marketplace website.
- You may choose to purchase an additional 10% of LTD insurance to receive a total of 60% of your salary, up to a maximum of $25,000 per month.