Summary of Puerto Rico Maternity Provision

The following briefly highlights the provisions under Puerto Rico’s Working Mothers Act. You may be eligible for coverage under this program in addition to the coverage provisions under the Company’s Short-Term Disability, Salary Continuation, Family and Medical Leave (FML) and Paid Parental Leave policies. Information regarding these policies is located in the Human Resources Policies section of your Operating Company’s intranet. If you have questions about how this provision coordinates with Company policies, please contact your leave coordinator.

Working Mothers Act

The Working Mothers Act provides an eight-week maternity leave at full pay for employees working in Puerto Rico. This leave generally begins four weeks before delivery and continues for four weeks after delivery. You have the option of beginning maternity leave as late as the week prior to your scheduled date of childbirth, provided you present a medical certification authorizing employment up to that time. This allows you to extend the remaining leave to seven (7) weeks after birth. As a result, you can receive 100% of pay for eight weeks for a maternity-related disability. If you remain disabled for more than eight weeks, the remainder of the disability period will be subject to the standard short term disability benefits described in the policy. The eight-week maternity leave counts toward the maximum 26-week benefit period and runs concurrent with FML.

Puerto Rico Temporary Disability Insurance

Puerto Rico Temporary Disability Insurance (Seguro por Incapacidad No Ocupacional de los Trabajadores – SINOT) is designed to partially replace wages you lose because of a disability that is not work-related. The definition of disability may differ from the Company’s definition of disability. Therefore, in some instances, you may qualify for benefits under State coverage but not under the Company’s coverage
or vice versa.

You may be eligible to receive weekly wages up to the state maximum weekly benefit. Although benefits may be paid by the Commonwealth as well as by the Company, under no circumstances may Commonwealth disability benefits plus wages (through the salary continuation policy) exceed your regular weekly wage. Wages you receive under the Company’s salary continuation policy while on short-term disability will be reduced by benefits you receive from the Commonwealth whether or not you have applied for such benefits. Any overpayments made through payroll during the time you are on STD prior to receipt of a statement of any other Commonwealth disability benefits will be calculated and then deducted from your pay.

Employees on disability leaves due to maternity are not allowed to apply for benefits under SINOT as they are covered under The Working Mothers Act. Employees who are disabled beyond the maternity leave (the 8 weeks covered under The Working Mothers Act) should apply for benefits under SINOT. The eight-week maternity leave and subsequent disability leave count toward the maximum 26-week benefit period and runs concurrent with FML.

Puerto Rico Temporary Disability Insurance runs concurrently with FML.

For details regarding Puerto Rico TDI, including applying for benefits, you must contact the Department of Labor and Training directly at 1-787-754-2412 or 2143.