Voluntary Benefits

Services from Allstate monitor your identity, detect fraud, and restore your identity in the event of theft:

• Watch Allstate Identity Protection Overview video
• Allstate ID Theft Brochure (PDF, 1.2 MB)
• Get peace of mind by protecting yourself against the damage of identity theft
• Certified privacy advocates act on your behalf to resolve identity theft issues
• Receiving proactive alerts including account applications for credit cards, wireless carriers, loans, utility accounts and even non-credit accounts
• High-risk identity activity monitored such as password resets, fund transfers, unauthorized account access, address changes and more

Long-Term Care (LTC), administered by Trustmark, is a product that pays for extended personal and custodial care services – such as help with daily living activities – which traditional health insurance and Medicare typically do not cover. It specifically assists people who cannot perform a certain number of Activities of Daily Living (ADLs)—such as bathing, dressing, eating, toileting, continence, and transferring—or those who require supervision due to cognitive impairments like Alzheimer’s disease or dementia. Coverage is available with no medical questions or exam needed. You can enroll only during the annual Open Enrollment cycle.

• Permanent Life Insurance and LTC in one policy.
• Up to $200K of Employee Guarantee Issue
• Up to $35K of Spouse Policy (Just 1 disability question only)
• LTC benefits can pay up to 2X the death benefit, regardless of expenses incurred
• LTC benefits are paid for professional care (licensed) and family care (non-licensed)
• LTC payments are triggered by loss of 2 Activities of Daily Living (ADLs – bathing, dressing, toileting, transferring, continence and feeding; or cognitive impairment) and 90-day elimination period
• Rates don’t change as you age
• You can take the policy with you when you leave Pearson
• Guaranteed issue during Open Enrollment, no medical questions or exams up to benefit amount limits

To learn more about this benefit and to get pricing information, send an email to [email protected].

Hyatt Legal Plan (MetLaw) offers economical access to attorneys for legal services such as will preparation, estate planning, and family law:

• Hyatt Legal Plan MetLaw Fact Sheet (PDF, 150 KB)
• Give yourself, your spouse, and your dependents access to a nationwide network of 14,000 attorneys
• Legal advice is a phone call away, and representatives will help you find an attorney in your area
• No waiting periods, copays or hour limits when using a network attorney
• You have the freedom to choose how to interact with your attorney:
  • Office visit
  • Phone consultation
  • Email
  • Mail
  • Fax

Login to MetLaw Legal Plans by entering the last 4 digits of your social security number in the email field and your zip code in the password field. If you have any questions, please call Hyatt Legal Plans’ Client Service Center at 1-800-821-6400.

Nationwide provides coverage to help you cover the costs of veterinary care:

• Protect against the financial impact of veterinary care while using any veterinarian worldwide
• Receive a discount of 5% or more on per-paycheck contributions
• Enroll any time of year

Note: Not available in Puerto Rico.

Farmers gives you access to personal insurance policies including home, auto, landlord’s rental dwelling, condo, recreational vehicle, and boat:

• Not available in Puerto Rico
• Save up to 15% by purchasing this coverage through Pearson
• Receive no-obligation quotes and cost comparisons