Summary of New York Disability Provision

The following briefly highlights the provisions under New York’s disability program. You may be eligible for coverage under this program in addition to the coverage provisions under the Company’s Short-Term Disability, Salary Continuation, Family and Medical Leave (FML) and Paid Parental Leave policies. Information regarding these policies is located in the Human Resources Policies section of your Operating Company’s intranet. If you have questions about how these various leaves coordinate with Company policies, please contact Lincoln Financial at 1-800-213-7327.

New York Disability Benefits Law (NYDBL)

New York Disability Benefits Law is designed to partially replace wages you lose because of a disability that is not work-related. If eligible and upon Unum’s approval of the disability, your state benefits will come directly from Unum. Wages you receive under the Company’s salary continuation policy while on short-term disability will be reduced by benefits you receive under NYDBL. Under NYDBL you may be eligible to receive weekly wages up to the state maximum weekly benefit. Under no circumstances can NYDBL benefits plus wages (through the salary continuation policy) exceed your regular weekly wage.

NYDBL runs concurrently with FML.