Health Care FSA

Health Care FSA

If you’re enrolled in the Health Care FSA, you can use the Mercer Marketplace Benefits Card to quickly and conveniently draw funds from your FSA to pay for eligible expenses such as

  • Pharmacy prescription copayments
  • Doctor office visit copayments
  • Eligible over-the-counter (OTC) health care items
  • Medical, dental and vision purchases at your doctor, dentist or ophthalmologist for coinsurance, deductible and other eligible out-of-pocket expenses

You can also pay for a bill received in the mail with your card, if your merchant/provider accepts Visa®. Review your Explanation of Benefits (EOB) and make sure the charge on the bill matches the patient responsibility.

Please note that with the Health Care FSA:

  • You can contribute up to $2,700 in 2019 through before-tax payroll deductions
  • Unused money does not carry over at the end of each year — use it or lose it. Be sure to estimate your contribution carefully
  • You must choose your contribution amount during Open Enrollment. You can only change your contribution amount during the year if your personal situation changes
  • You can spend your money by using your debit card, or log in to the Mercer Marketplace, click on “Your Savings and Spending Accounts” on the left navigation bar to request reimbursement for payments you’ve made