Dependent Day Care FSA

Dependent Day Care FSA

If you have regular day care expenses for a child, take care of a dependent adult, or pay for after-school care or summer day camp, consider enrolling in the Dependent Day Care FSA.

Who can I claim expenses for?

Any child under age 13 who you can claim as your dependent for federal income tax purposes

Your spouse who is physically or mentally unable to care for himself or herself and who lives with you for more than half the year

Any other person who is physically or mentally unable to care for himself or herself, who lives with you for more than ½ the year and who you can claim as a dependent for federal income tax purposes (without regard to their gross income)

For expenses related to services outside your home to be eligible, a dependent (other than a child under age 13) must spend a minimum of eight hours a day in your home

How much can I be reimbursed?

With the Dependent Day Care FSA, you can be reimbursed only up to the amount in your account at the time of your claim. If there aren’t sufficient funds at the time you submit your claim, the balance will be paid as your contributions accumulate in your account.