Accidental death and dismemberment insurance (AD&D) provides a benefit if you die or are dismembered as the result of an accident. Any death benefits payable are in addition to any benefits payable under the life insurance program. The AD&D program is insured under MetLife.
Basic AD&D Insurance
The company provides basic AD&D insurance equal to two times your annual pay, up to a maximum benefit of $1,000,000. Partial benefits may be paid if you suffer certain losses as the result of an accident (for example, loss of sight or limb). Short-hour and term-of-project short-hour employees receive coverage of one times annual pay.
Supplemental AD&D Insurance
If you decide you need more than the basic amount of AD&D insurance, you can purchase additional coverage for yourself and/or your family:
For yourself, coverage in $10,000 increments up to a maximum of 10 times your annual pay or $500,000, whichever is less,
For your family: