The Health Care Flexible Spending Account
The Health Care FSA reimburses you for certain eligible expenses that aren’t paid in full or covered under your medical, dental and/or vision care programs.
You do not have to cover your dependents under the medical, dental and vision plans to use the Health Care FSA for their eligible expenses. Similarly, you do not have to enroll in health care coverage to use this account. You can contribute from $120 to $2,600 to the Health Care FSA. The full amount you elect for a plan year is available to you on January 1 of that year. In other words, you can be reimbursed for eligible expenses before sufficient funds to pay for them have accumulated in your account.
For help estimating how much you should contribute to the Health Care FSA, don’t miss out on the FSA Estimator — part of the online Pearson Health Choice tool!
Some examples of eligible expenses that can be reimbursed are:
Note: Over-the-counter medicines can be reimbursed only if accompanied by a doctor’s prescription.
Some expenses are not eligible for reimbursement through the Health Care FSA. Ineligible expenses include:
For a comprehensive list of eligible expenses go to: http://hcet.ebia.com/bencon
You can get reimbursed from your Health Care FSA by using the WageWorks® Visa® Healthcare card, by filing claims online on the WageWorks website (http://www.wageworks.com) or by filing paper claims.
If you enroll in the Health Care FSA, you’ll receive a Visa® card that you can use when you incur eligible services.
Your card can be used at many major providers, hospitals and pharmacies that accept Visa® and works like a bank debit card. You present your card for eligible services and the money is immediately withdrawn from your Health Care FSA. You don’t need to submit a claim form and wait to be reimbursed.
Refer to the Frequently Asked Questions document on the Benefits website for detailed information about getting reimbursed.