Disability Overview

Disability coverage provides important income protection should you not be able to work due to a non-work related illness or injury.  Pearson’s Short-Term Disability policy provides eligible employees certain levels of income protection during the first 180 days of a disability. If a disability extends beyond 180 days, you may be eligible for Long-Term Disability coverage. Pearson offers a variety of choices for you to plan appropriately. Both Short-Term and Long-Term Disability are administered by Unum.

Careful disability planning may include the following:

  • Determining how much disability coverage you need in the event of a long term illness. Pearson offers basic long-term disability coverage which replaces 50% of your monthly pay (up to a maximum benefit of $20,833).  You may also purchase supplemental coverage which replaces an additional 10% of your monthly pay, for a total of 60% (up to a maximum benefit of $25,000).
  • Deciding if you will pay for basic coverage or have the company pay these premiums. This decision will impact the taxability of your benefit.